Lifelong Students

 Article Jeff Runyan  “Back-to-school” is an exciting time of year when children prepare for the productive and growth-oriented period ahead. The goal of growth in intellect and experience are the ideals of parents for their child, all to increase the likelihood of success in their future.   And, while we prep the kids with these refreshed, start the school year right…

What is MONEY?

 Article Jeff Runyan  We all think about it. We all want it. And, we all need it. Whether you work for it, inherit it or you somehow have access to it from a spouse or another, money is an exciting resource that people handle very differently.   Money can be a source of pride for some who are pleased with their…

Yellow Post-It: Retirement

 Article Jeff Runyan    To-do lists scribbled on Post-it Notes can be the backbone of a constructive and productive workday. Many successful retirees and those still in the workforce may recall or relate to building business one day at a time by tackling their list to accomplish goals ranging from work and family to retirement and everything in between.

Females & Finance

 Article Jeff Runyan  In the recent nine years, the stock, bond and real estate markets have charged ahead, benefiting the portfolio of most investors. However, when it comes to identifying investment goals, selecting investments to achieve them and handling the portfolio along the way, there is an observable difference between the behaviors of women and men. In 1992, the book…

Eco(nomic) Awareness

April is an eco-awareness month. Eco-awareness is an “awareness of environmental issues.” Naturally, in communities where this article runs, from Pacific Palisades to Malibu, from Lake Sherwood to Agoura Hills, residents and business owners alike exhibit great care in how they treat and care for our environment. They do so because the ramifications have a meaningful impact on our beaches…

Happy Anniversary! How Should We Celebrate?

Anniversaries are special occasions often celebrated with champagne and regarded as a time to reflect on the past and as an opportunity to plan for the future. This anniversary makes for a delightful reflection on the recent past, and if I can be persuasive, presents a golden opportunity to motivate a constructive view of the future. 

Bonds: Should I Stay or Do I Go?

With the Federal Reserve Board executing on their promise to raise interest rates, the old axiom “when rates rise, bond prices fall” puts investors in a precarious situation. The question, “Should I retain bonds in the portfolio or sell them because they’ll lose value?” has merit and highlights a reasonable concern that follows the right train of thought. However, while…

The Power of Habit:

The New Year is a point of reset, often serving as a catalyst to encourage new, more favorable actions and behaviors for both individuals and businesses. It’s an opportunity to start anew and replace the “old with new” and the “bad with good;” at least when it comes to habits. And, this year may be no different, but we all…

Unwrap Significant Savings with Year-End Tax Planning

The end of the year is busy for virtually every household. With families preparing for Thanksgiving, Christmas, Hanukkah and the New Year, finding time to complete everything before 2018’s new goals and resolutions are underway can be challenging.

Financial Fitness: A Guide to Retirement Readiness

The common thread among the quotes from 6th century BC philosopher Lao-Tzu and modern-day Martin Luther King Jr. in the 1960s reminds us that achieving what we set out to becomes possible when we first imagine and then approach it with small, manageable and attainable accomplishments. Loosely translated, the goals you have in mind are indeed quite possible.