Stash Cash & Be Prepared

Markets and economies move in cycles. And, as you may know, we’re 10 years into this current expansion. Yet, many people have become accustomed to sustained growth in the value of their stock, bond and real estate portfolio, and they have unknowingly been influenced by a theory economists refer to as the “wealth effect.” You may be familiar with the…

Building a Successful Investment Portfolio

Building and designing a successful investment portfolio is subjective, as each investor has a different definition of achieving success. Because success is articulated differently for investors, it’s plausible to see how the portfolio building process can be part “art” and part “science.” Of course, if it were only science it would be much easier because we would know definitively the…

Financial Health & Economic Wellness

Health and wellness are common topics at the launch of a new year. And, for good reason, given the habitual practice of setting New Year’s resolutions to achieve a better, more rewarding future in the year ahead. But, with the events of November, and the worst fires to strike Malibu in 25 years if ever, we are reminded that health…

Attitude & Gratitude

As we approach the close of another year, we can enjoy the returns earned in the stock, bond, and real estate investment portfolio in a variety of ways. And, while having more wealth accumulated now than ever before is comforting, it is equally, if not more rewarding to use your increased economic power to help others. The holiday season is…

Waste? Or, Best Money Ever Spent?

A rewarding and exciting part of investing is watching portfolio asset values grow over time to meet and achieve the financial goals that you set out to accomplish years ago. It is also satisfying to witness a retirement portfolio generate sufficient income to provide for a lifestyle in retirement like the one lived during peak earning years. And, really the…

You (and Your Community) 

 Article Jeff Runyan  At the end of the day, humans are generally selfish and our existence, for better or worse, is often an effort in “preservation of self.” That means what’s best for you, what’s best for your family, and it extends further into what’s best for your community.  However, before one can focus on helping their community, they must first make sure their…

Lifelong Students

 Article Jeff Runyan  “Back-to-school” is an exciting time of year when children prepare for the productive and growth-oriented period ahead. The goal of growth in intellect and experience are the ideals of parents for their child, all to increase the likelihood of success in their future.   And, while we prep the kids with these refreshed, start the school year right…

What is MONEY?

 Article Jeff Runyan  We all think about it. We all want it. And, we all need it. Whether you work for it, inherit it or you somehow have access to it from a spouse or another, money is an exciting resource that people handle very differently.   Money can be a source of pride for some who are pleased with their…

Yellow Post-It: Retirement

 Article Jeff Runyan    To-do lists scribbled on Post-it Notes can be the backbone of a constructive and productive workday. Many successful retirees and those still in the workforce may recall or relate to building business one day at a time by tackling their list to accomplish goals ranging from work and family to retirement and everything in between.

Females & Finance

 Article Jeff Runyan  In the recent nine years, the stock, bond and real estate markets have charged ahead, benefiting the portfolio of most investors. However, when it comes to identifying investment goals, selecting investments to achieve them and handling the portfolio along the way, there is an observable difference between the behaviors of women and men. In 1992, the book…